Blogs

What really happens when customers apply for financing and how it impacts your home improvement sales. Learn how captive finance puts you in control.

FinMkt wins Best LendTech Solution at the 2025 Banking Tech Awards USA, celebrated May 29 in NYC—another proof point of our embedded-lending leadership.

FinMkt is an award-winning fintech platform that powers white-label, embedded consumer-lending solutions for enterprises across industries. FinMkt’s API-driven technology enables partners to launch fully branded financing products—controlling underwriting, UX, and economics—while off-loading balance-sheet risk to a network of capital providers.

Compare captive lending vs. traditional loans for home improvement businesses—explore benefits in payment speed, margins, and customer flexibility.

Discover how multi-lender dental financing platforms help DSOs improve patient approvals, boost loyalty, and drive practice growth.

Discover how captive dental financing empowers DSOs to boost profits, reduce fees, and enhance patient experience with FinMkt’s turnkey solution.

Explore how trade tensions and economic shifts in 2025 are reshaping consumer financing and how FinMkt’s solutions help businesses stay resilient.

Boost case acceptance and revenue by offering dental financing. Help patients afford care and grow your dental practice with flexible payment options.

Discover how a multi-lender platform can help you overcome financing roadblocks, improve approval rates, and close more sales with confidence.

Discover how a top lender gained market share through waterfall consumer finance and why collaboration beats competition.

Discover how modern contractor financing helps you close more deals faster with seamless, branded solutions built for home improvement pros.

Discover how third-party financing helps your customers afford services and boosts your business sales, cash flow, and customer loyalty.

Data-driven guide on speeding up digital financing to boost home-improvement sales—benchmarks, stats, mobile UX tips, and best practices.

Stipulations stall point‑of‑sale financing, draining revenue and morale. Learn the hidden cost of STIPs and tech fixes to reclaim speed and sales.

POS embedded finance is transforming how Americans pay for big-ticket items, from home remodels to healthcare, offering instant, flexible lending at checkout.

A captive finance company helps contractors boost sales, speed approvals, and offer custom terms—powering growth in the $608B home remodeling market.

Learn how market uncertainty impacts customer financing in home improvement and dental—and discover smart strategies to boost approvals and protect revenue.

Boost your home services business with customer financing. Explore strategies and tools tailored for customer financing for small business owners.

Explore the impact of a proposed 10% U.S. import tariff on the home improvement industry. Learn how rising material costs, supply chain shifts, and tighter consumer financing could affect renovations and remodeling projects in the short and long term.

Get insights on the 2025 home improvement forecast, covering tariffs, financing tips, and ways to reduce risk for consumers and businesses.

Discover how Toyota, Apple & Ford profit from captive lender financing. Boost revenue & loyalty with in-house financing success.

Explore the evolution of consumer financing, from bartering to modern multi-lender solutions. Discover how businesses manage risk, growth, and compliance today.

Discover how waterfall lending expands approval rates and boosts customer satisfaction. Learn the benefits, strategies, and how FinMkt streamlines it.

Streamline back office operations with FinMkt’s automation tools. Cut costs, reduce errors, and drive growth with a smarter, centralized approach.

Maximize approvals and simplify POS financing with multiple lenders via FinMkt’s platform. Discover how to enhance revenue, streamline operations, and reduce complexity.

Learn how combining financial institutions with a flexible tech platform like FinMkt offers a seamless Point of Sale (POS) financing experience for enterprises.

What credit score do you need to finance dental implants? Learn about credit requirements, costs, and top financing methods to secure your new smile.

Discover how customer financing companies can help grow your home improvement or healthcare business by boosting revenue and enhancing customer experience.

Discover how home improvement financing software for contractors streamlines projects, offers flexible payments, and keeps business thriving. Start now.

Remodeling in 2025 is set to be a robust year for the home remodeling industry because homeowners are more motivated to enhance their living spaces.

The Embedded Finance Trends in 2025 will be characterized by deeper integration, personalized experiences, and broader adoption across industries.

Combining fintech and home improvement transforms the financing process by making it faster, more accessible, and tailored to customer needs.

Finance at point of sale to the dealer network allows OEMs to boost sales, enhance dealer loyalty, and provide a competitive advantage.

By investing in Point of Sale lending software, banks can stay competitive, enhance customer engagement, and create new revenue streams in the rapidly changing retail and financial landscape.

By reducing manual intervention and leveraging data-driven insights, AI in loan processing can make operations faster, more secure, and more accessible.

Dental Service Organizations (DSO)s can improve patient experiences and financial outcomes by routinely evaluating financing partners.

Technological advancements are transforming the landscape of payment technologies and point of sale financing.

Learning how to maintain AC systems is a smart investment that can lead to significant benefits like improved performance and air quality.

Fraud Detection and Machine Learning plays a crucial role in going deeper into data analysis and making faster decisions in the Fintech Industry.

Leveraging fintech solutions to secure financing for windows, roofs, and generators can make this preparation both manageable and effective.

Small Business POS financing offers numerous benefits from cash flow to boosting sales. Read here how Small businesses can grow.

At FinMkt, as a part of an on-going effort, we are excited to announce that we’ve successfully completed our Type 2 SOC 2 assessment report.

Learn how Credit unions are utilizing fintech in revolutionizing their lending operations especially to expedite loan approvals.

Safeguard integrity in Financial Reporting - Cybersecurity is a mindset, a culture, and a dedication to safeguarding the things that are most important to us.

Home improvement financing has become more accessible and flexible offering homeowners a wide range of options.

As interest rates rise, both borrowers and lenders experience substantial impacts, altering their strategies, behaviors, and financial health.

Millennials and finance options they have are constantly changing to try to meet their demands and unique demands. Learn what is causing these trends.

Fintech Financial Inclusion is a key driver of economic development and social progress, financial technologies serve as a pathway to inclusivity.

Gen Z's unique characteristics and values have made them particularly receptive to the innovations and conveniences offered by fintech digital lending.

In the realm of healthcare, especially dental care, affordability often stands as a barrier between patients and necessary treatments. we walk through the changes in Dental Care Financing options.

Banks are increasingly leveraging AI in various aspects of their operations to enhance efficiency.

Financial technology (fintech) has revolutionized the way home improvement companies sell projects.

Offering point of sale financing options can be a valuable tool for HVAC distributors to support their contractors.

Embedded lending solutions allow credit unions to add value to their members and merchants.

Embedded lending can help credit unions modernize technology affordably and quickly.

Embedded finance allows businesses to provide customers convenient access to financial products and services.

Angi's "State of Home Spending" highlights a 6% surge in average spending on home improvement.

Discover cutting-edge tools revolutionizing flooring, roofing, HVAC, and plumbing, enhancing efficiency, precision, and safety for home improvement professionals.

Learn what transformed kitchens have in common for features that foster a healthy and balanced lifestyle for homeowners.

Explore the future of landscape architecture with sustainable designs, IoT‑powered smart gardens, vertical green walls, and next‑level outdoor living trends.

Discover the art of speaking to ROI to win more projects and nurture client relationships.

Discover how contractors can stay ahead by adapting to shifting customer demands with sustainability, technology, and exceptional service.

Learn how HVAC maintenance plans extend equipment life, cut energy costs, and create predictable income streams for contractors and happier clients.

Master the art of contract estimates with accurate pricing, strategic bidding, and detailed proposals to win more projects and grow your business.

FinMkt joins the American Fintech Council to foster innovation in embedded lending and responsible financial technology solutions.

Discover the main home improvement challenge - managing 6 different impacts that can play a role drastically in your financially well-being, and the solutions to resolve them.

Revolutionize your loan origination process to deliver lightning-fast digital lending approvals - we walk through how technology is changing the financing world.

Dental Finance for Patients is not just an option but a necessity for dentists striving to offer comprehensive care. We dive into the top options that can be made available to patients from their dental offices.

FinMkt Ranks No. 815 Among America’s Fastest-Growing Private Companies.

FinMkt has been named a finalist in the US FinTech Awards for 2023 Team of the Year.

Discover how automated dental consent forms boost efficiency, elevate patient experience, ensure compliance, and integrate with financing tools.

By embracing financing options for your small business, you position yourself to cater to today's consumers.

A recent TransUnion report shows personal loan balances reach near-record levels.

At FinMkt, we continually invest in security to ensure that our client’s data stays safe and secure.

The future of HVAC and the industry in general is undergoing a remarkable transformation, driven by tech and sustainability. We dive into some of the main factors that are driving change.

Point of sale financing enables a business to stay competitive in a rapidly evolving market.

The dental implants market is set to grow to $8.14 billion by 2032, driven by technological advancements, rising demand, and increased accessibility.

Explore the intersection of dental technology and personal growth.

The waterfall Method finance is a simple and effective approach to point of sale financing. Allowing consumers to receive multiple offers from one portal for them to choose which one is the best for them.

FinMkt Ranks Among Highest-Scoring Businesses on Inc.Magazine’s Annual List of Best Workplaces for 2023

Wondering how POS healthcare is financed? Explore modern payment solutions making medical care more accessible and affordable

OneMain Financial has chosen FinMkt to expand in the home improvement point of sale financing market.

The benefits of embedded finance are rapidly growing in the home improvement, healthcare, and retail industries. We explain the benefits for businesses to deploy these technologies.

A strong home improvement network helps businesses grow, gain referrals, and create lasting industry connections. Learn how to expand yours

Dental practices are replacing paper claim forms with digital solutions, improving efficiency, accuracy, and security for better patient and practice management.

Discover how digital lending platforms simplify borrowing with fast approvals, AI-driven credit scoring, and seamless repayment options.

Keep your schedule full and use these strategies to reduce Cancelled Dentist Appointments. In return driving more revenue and profit to not waste employee resources.

Home improvement is a popular pastime for many homeowners, and DIY projects are on the rise. We help you position yourself for a win in the DIY vs Contractor Battle.

A borrower's creditworthiness directly impacts the loan approval rate. Learn how lenders assess credit and improve approval chances

In today's digital age, referrals can be a game-changer - see how you can increase your projects and revenue through HVAC word of mouth.

By prioritizing employee retention, dental practices can foster a culture of engagement and loyalty.

Luan Cox, CEO of FinMkt, earns a spot on Inc.’s 2023 Female Founders List, celebrating women entrepreneurs driving innovation and impact.

Learn best practices for change order management to streamline projects, reduce delays, and improve client satisfaction.

Discover proven home improvement lead generation strategies to attract the right customers and grow your contracting business.

Acquiring first-time patients is just the beginning of growing your patient base. Customer lifetime value analysis for dental patients is all about calculating what a patient provides in revenue and value to your organization.

Fintech for small business is driving innovation, streamlining operations, and providing cost-effective financial solutions

Homeowners and contractors can create sustainable, energy-efficient homes that benefit the environment.

Learn effective strategies to handle dental patient complaints, improve patient satisfaction, and enhance your practice’s reputation with proven best practices

Discover how embedded finance technology and lending engines are transforming financial services, offering seamless credit access for businesses and consumers.

Working with subcontractors can be a valuable way for contractors to complete projects on time and within budget.

Credit union-fintech partnerships have the potential to revolutionize the financial industry.

Grow your business the best marketing strategies for contractors. We outline the top challenges for home improvement professionals to grow their revenue.

Dental implant continuing education is necessary for professionals to maintain industry skills, knowledge, and expertise.

Learn proven tactics for boosting sales with customer financing, from choosing partners to integrating options seamlessly into your sales process.

Learn effective home improvement management strategies to hire, retain, and lead a skilled team for business success

Dental practice management is essential to ensure the delivery of quality care and the success of the business. Managing and growing a dental office comes with a lot of challenges, we outline them and provide solutions.

Point of sale finance is a valuable tool for businesses looking to grow and succeed that sell a large ticket item or project. By breaking down the cost of a large expense into installments - conversion rates increase and so does revenue.

Grow your business with contractor financing home improvements. By utilizing a third-party financing partner contractors can win more projects and expose themselves less to risk.

Learn how to earn and manage dental reviews by patients to improve online reputation, attract new patients, and outshine competitors.

By following these steps, you can successfully integrate teledentistry into your dental practice.

Prioritizing customer experience can lead to long-term customer loyalty, repeat business, and increased revenue.

Due to the competitive nature of dentistry, practices should make the use of effective strategies to drive growth.

The home improvement contractor industry presents a range of challenges for contractors we cover the top 7 with soultions to help you grow your business.

Discover six dental practice marketing strategies to boost brand awareness, attract new patients, and grow your practice effectively.

Discover the latest trends in the home improvement industry, from smart home tech to home renovation finance and learn how innovation is transforming the sector

Changing demographics, staffing shortages, and rising cost of care are a few of the challenges dentists are facing.

Explore software options for contractors and carpenters—from project management to design, CRM, and financing tools—to streamline jobs and boost profits.

Explore integrated technology solutions for dental practices—from 3D printing to teledentistry—that boost accuracy, efficiency, and patient satisfaction.

Evolution of dentistry has shifted from just doing dental work to building practices focused on patient satisfaction to remain competitive.

Social media can be an important tool for home improvement contractors to reach potential clients.

As technology advances, dental practices should adapt in order to stay competitive in the industry.

Technological advancements have changed virtually every industry and home improvement is no exception. We walk through the best home improvement tech for contractors

Implementing Dental patient experience software can help practices deliver better patient satisfaction and save time. Additionally, lead to more customer loyalty and revenue growth.

The importance of patient experience in dentistry, improve your dental patient experience with financing options to encourage repeat business.

FinMkt was named a 2023 Power 300 Financial Technology Company on February 2, 2023.

Offering financing can help home improvement contractors close more deals and increase customer satisfaction.

American Heritage Credit Union has partnered with award-winning fintech, FinMkt.

Discover creative social media ideas for dental offices to engage patients, build trust, and grow their practice effectively

FinMkt named Best New Embedded Platform for Tearsheet’s '22 Embedded Awards.

Now shoppers can choose an alternative financing option at the point of sale. This is called "point-of-sale financing solution" and allows large ticket items to become affordable over instant installment plans.

Luan Cox moderates panel at Money20/20 Vegas, the largest fintech conference of the year.

Learn how to calculate credit utilization ratio, compare it with debt‑to‑income, and use both metrics to strengthen your credit profile.

FinMkt has been named a finalist in the US FinTech Awards for 2022 LendTech of the Year.

Point of sale financing is a viable option for consumers looking to pay for high ticket purchases over time.

Companies like FinMkt are offering customers new ways to finance their purchases.