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Personal Finance

Tracking consumer spending trends reveals how balance personal loans contribute to rising financial obligations.

Personal Finance

Personal Loan Balances Reach Near-Record Levels

A recent TransUnion report shows personal loan balances reach near-record levels.

Reviewing financial metrics online to calculate credit utilization ratio accurately.

Personal Finance

Debt to Income Ratio vs. Credit Utilization Ratio

November 1, 2022

Learn how to calculate credit utilization ratio, compare it with debt‑to‑income, and use both metrics to strengthen your credit profile.

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