SaaS Point of Sale Financing Solutions
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Fully Customizable Point of Sale Financing Solutions

FinMkt's multi-lender point of sale financing technology supports everything from a no-credit-check split payment solution to a $100,000 10-year fixed rate installment loan and everything in between. All with one easy application!

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One, Easy Application

Borrowers apply by completing a quick digital application.

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Prequalified Offers in Realtime

In realtime, borrowers are presented with prequalified offers without affecting their credit.

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Review Terms & Select Offer

Borrowers can review their prequalified offers and choose the one that is best for their needs.

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Receive Approval & Pay Over Time

Once approved, purchase can be completed and borrowers pay over time with affordable monthly payments.

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Fast & Flexible Integrations

We do the heavy tech-lifting for you, behind the scenes, so you can focus on your customers.

Customizations & White Label Solutions

We help build the consumer financing solution tailored to best meet your needs.

Technology Built to Adapt

Omni-channel, product agnostic lending technology built to adapt to changing consumer demands.

Underwriting & KYC

Automated merchant and consumer underwriting for a fast decisioning process.

Complete Transparency

Our Reporting Portal provides total visibility and valuable analytics to make smart business decisions.

Forward Thinking Development

Outside-the-box thinking that looks towards the future utilizing the most advanced lending technologies.

Looking for an off-the-shelf consumer financing solution?

Our embedded point of sale financing platform has everything you need to provide instant access to affordable consumer financing options.

Learn More

Questions? We have answers.

What is point of sale financing?
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Point of sale financing is a convenient way for businesses to offer access to affordable financing options for mid to high dollar purchases when a service/goods are being scheduled/purchased.

Some programs can be offered on a no-credit-check basis and some will require traditional consumer underwriting. This usually depends on the amount being financed, with larger-dollar purchases requiring a hard credit check in order to finalize approval.

All prequalified offers presented through FinMkt's point of sale financing platform are presented without affecting credit and a hard credit check only occurs when a borrower has accepted an offer.

Who uses FinMkt's digital consumer lending solutions?
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FinMkt’s partners and clients include banks, credit unions, non-bank lenders, financing platforms, original equipment manufacturers (“OEMs”), home improvement companies, healthcare providers, and coaching and professional development services.

Because FinMkt offers both a complete end-to-end financing platform and modularized options, every solution is uniquely and purposefully customized for each client, whether they are new to point of sale financing or industry veterans.

What types of consumer financing products do FinMkt's platform support?
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FinMkt’s platform is product agnostic. Our digital lending technology supports traditional installment loans, revolving lines of credit, same as cash deferred interest promotional offers, lease-to-own, virtual cards and no credit check split payment options.

What channels and industries does FinMkt's platform support?
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FinMkt’s technology is omni-channel and vertical agnostic. We have developed custom solutions for home improvement, healthcare, coaching and consulting. Wherever a purchase takes place, FinMkt’s consumer lending technology enables instant financing at the point of sale.

Why was FinMkt's technology developed to support multiple lenders?
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Single lender platforms only serve a fraction of consumers, leaving merchants with a less than ideal financing solution and a poor customer experience. By integrating multiple lenders into one seamless full credit spectrum consumer financing solution, merchants increase sales by providing more customers access to pay over time financing options at the point of sale.

Partners can configure lenders and products to their liking and even integrate their own financing products or lending partners. FinMkt can also tailor lenders and products to meet the needs of each partner through our pool of integrated lenders that includes banks, credit unions, alternative lenders, and our wholesale bank partners.

How long does it take to launch a point of sale financing solution with FinMkt?
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With API-driven technology and a rockstar team, FinMkt moves fast. Need a solution with a tight deadline, feel encumbered by legacy technology, or don’t even know where to start in accelerating a digital lending strategy? FinMkt can help every step of the way.

As consumer demand for digital financing options at the point of sale increases, lenders and merchants need to keep pace. FinMkt removes many pain points to accelerate the implementation of new or enhanced customized point of sale financing solutions.

Want to learn more about FinMkt's loan origination software and payment solutions?

Please provide us with your information and we'll be in touch ASAP.

We look forward to chatting with you!