Prequalified offers from our lending partners are based on a soft pull of credit, which does not affect your credit score.

Our lenders can prequalifiy, or conditionally approve, you for a loan offer based on the information you provided in your application and on a soft credit pull. Once you have chosen an offer, you will complete the loan process with the lender you have chosen. If you are approved, you can be funded in as fast as a day!

No, we are not a lender. We are partnered with top online lending partners and when you fill out our application, you are matched with the best offers available to you from participating lenders. You can then compare loan offers and the select one that fits best with the criteria that is most important to you, whether it is APR, term or your monthly payment amount.

Generally, personal loans are cash loans that you can use for just about anything. You can consolidate your debt, take a vacation, pay for a wedding, pay medical bills, or make a major purchase. Some of our users have used their personal loan money to fund a home improvement or pay for an unexpected financial emergency.

Typically, our lending partners will allow you to prepay your loan without penalty. However, be sure to review the details of you prequalified offers carefully in order to have the most accurate information.