Home Improvement Point of Sale Financing

One Platform, Multiple Lenders,
Happier Homeowners

FinMkt's easy-to-use consumer financing platform is optimized for contractors and the home improvement industry. Our point of sale solution provides customers with financing anytime, anywhere a sale takes place.

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Credit approval is based on the underwriting requirements of third-party lending partners. See footer for details.
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Improve Homeowner Experience

With one simple application, homeowners can receive financing offers in realtime while meeting with contractors at their home or be offered financing options by a contractor’s finance manager.

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Easy to Use Platform

Seamlessly integrate multi-lender point of sale financing into your sales process with an easy to use contractor portal and one simple consumer application.

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Configurable Financing Programs

Choose the financing programs that best meet the needs of your customers, provide promotional offers, and include financing options for homeowners across the credit spectrum.

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Attract New Homeowners

Point of sale financing is desired by both cash buyers and consumers across the credit spectrum to increase their buying power and make home improvement projects more budget friendly.

Looking for an off-the-shelf consumer financing solution?

Our embedded point of sale financing platform has everything you need to provide instant access to affordable consumer financing options.

Learn More

Questions? We have answers.

What is point of sale financing?
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Point of sale financing is a convenient way for businesses to offer access to affordable financing options for mid to high dollar purchases when a service/goods are being scheduled/purchased.

Some programs can be offered on a no-credit-check basis and some will require traditional consumer underwriting. This usually depends on the amount being financed, with larger-dollar purchases requiring a hard credit check in order to finalize approval.

All prequalified offers presented through FinMkt's point of sale financing platform are presented without affecting credit and a hard credit check only occurs when a borrower has accepted an offer.

Who uses FinMkt's digital consumer lending solutions?
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FinMkt’s partners and clients include banks, credit unions, non-bank lenders, financing platforms, original equipment manufacturers (“OEMs”), home improvement companies, healthcare providers, and coaching and professional development services.

Because FinMkt offers both a complete end-to-end financing platform and modularized options, every solution is uniquely and purposefully customized for each client, whether they are new to point of sale financing or industry veterans.

What types of consumer financing products do FinMkt's platform support?
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FinMkt’s platform is product agnostic. Our digital lending technology supports traditional installment loans, revolving lines of credit, same as cash deferred interest promotional offers, lease-to-own, virtual cards and no credit check split payment options.

What channels and industries does FinMkt's platform support?
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FinMkt’s technology is omni-channel and vertical agnostic. We have developed custom solutions for home improvement, healthcare, coaching and consulting. Wherever a purchase takes place, FinMkt’s consumer lending technology enables instant financing at the point of sale.

Why was FinMkt's technology developed to support multiple lenders?
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Single lender platforms only serve a fraction of consumers, leaving merchants with a less than ideal financing solution and a poor customer experience. By integrating multiple lenders into one seamless full credit spectrum consumer financing solution, merchants increase sales by providing more customers access to pay over time financing options at the point of sale.

Partners can configure lenders and products to their liking and even integrate their own financing products or lending partners. FinMkt can also tailor lenders and products to meet the needs of each partner through our pool of integrated lenders that includes banks, credit unions, alternative lenders, and our wholesale bank partners.

How long does it take to launch a point of sale financing solution with FinMkt?
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With API-driven technology and a rockstar team, FinMkt moves fast. Need a solution with a tight deadline, feel encumbered by legacy technology, or don’t even know where to start in accelerating a digital lending strategy? FinMkt can help every step of the way.

As consumer demand for digital financing options at the point of sale increases, lenders and merchants need to keep pace. FinMkt removes many pain points to accelerate the implementation of new or enhanced customized point of sale financing solutions.

Want to learn more about FinMkt's loan origination software and payment solutions?

Please provide us with your information and we'll be in touch ASAP.

We look forward to chatting with you!