FinMkt's easy-to-use consumer financing platform has been optimized for use by home improvement industry. Our point of sale solution allows contractors to provide clients access to financing anytime, anywhere a sale takes place.
With one simple application, homeowners can receive financing offers in realtime while meeting with contractors at their home or be offered financing options by a contractor’s finance manager.
Seamlessly integrate multi-lender point of sale financing into your sales process with an easy to use contractor portal and one simple consumer application.
Choose the financing programs that best meet the needs of your customers, provide promotional offers, and include financing options for homeowners across the credit spectrum.
Point of sale financing is desired by both cash buyers and consumers across the credit spectrum to increase their buying power and make home improvement projects more budget friendly.
Our embedded point of sale financing platform has everything you need to provide instant access to affordable consumer financing options.
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Point of sale financing is a convenient way for businesses to offer access to affordable financing options for mid to high dollar purchases when a service/goods are being scheduled/purchased.
Some programs can be offered on a no-credit-check basis and some will require traditional consumer underwriting. This usually depends on the amount being financed, with larger-dollar purchases requiring a hard credit check in order to finalize approval.
All prequalified offers presented through FinMkt's point of sale financing platform are presented without affecting credit and a hard credit check only occurs when a borrower has accepted an offer.
FinMkt’s partners and clients include banks, credit unions, non-bank lenders, financing platforms, original equipment manufacturers (“OEMs”), home improvement companies, healthcare providers, and retail merchants.
Because FinMkt offers both a complete end-to-end financing platform and modularized options, every solution is uniquely and purposefully customized for each client, whether they are new to point of sale financing or industry veterans.
FinMkt’s platform is product agnostic. Our digital lending technology supports traditional installment loans, revolving lines of credit, same as cash deferred interest promotional offers, lease-to-own, virtual cards and no credit check split payment options.
FinMkt’s technology is omni-channel and vertical agnostic. We have developed custom solutions for home improvement, healthcare, retail and e-commerce. Wherever a purchase takes place, FinMkt’s consumer lending technology enables instant financing at the point of sale.
Single lender platforms only serve a fraction of consumers, leaving merchants with a less than ideal financing solution and a poor customer experience. By integrating multiple lenders into one seamless full credit spectrum consumer financing solution, merchants increase sales by providing more customers access to pay over time financing options at the point of sale.
Partners can configure lenders and products to their liking and even integrate their own financing products or lending partners. FinMkt can also tailor lenders and products to meet the needs of each partner through our pool of integrated lenders that includes banks, credit unions, alternative lenders, and our wholesale bank partners.
With API-driven technology and a rockstar team, FinMkt moves fast. Need a solution with a tight deadline, feel encumbered by legacy technology, or don’t even know where to start in accelerating a digital lending strategy? FinMkt can help every step of the way.
As consumer demand for digital financing options at the point of sale increases, lenders and merchants need to keep pace. FinMkt removes many pain points to accelerate the implementation of new or enhanced customized point of sale financing solutions.
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FinMkt is not a lender. Programs, rates, terms, and conditions are based on the underwriting requirements of third-party lending partners. Offers are subject to change and may expire without notice. Offers are made based on credit approval and will depend on purchase amount, may vary by merchant, and may not be available in all states. Terms, conditions, state, and other restrictions may apply.
FinMkt is committed to maintaining a culture and spirit of fair lending by facilitating access to any and all available offers from its participating lending partners to all qualified consumers without discrimination on the basis of race, sex (including sexual orientation and gender identity), color, national origin, religion, age, marital status, disability, familial status, the fact that all or part of the applicant’s income derives from public assistance programs or to the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act. FinMkt takes steps to ensure fair and equitable treatment as outlined in federal fair lending laws and regulations such as the Equal Credit Opportunity Act, the Fair Housing Act as well as other factors included in state and local laws.
