Grow your business and make your products more affordable with our easy-to-use, full credit spectrum point of sale financing platform!
With one quick application, customers can prequalify for offers in realtime without it affecting their credit so they can pay for their purchase over time with affordable monthly payments.
Seamlessly integrate point of sale financing into your sales flow with an easy to use merchant portal and simple consumer application.
Choose the financing programs that best meet the needs of your customers, provide promotional offers, and include financing options for customers across the credit spectrum.
Point of sale financing make products and services more affordable to more customers and allows them to increase their purchasing power.
We got you! Our embedded point of sale financing platform, FinFi, has everything you need to provide instant access to affordable consumer financing options.Learn More
Point of sale financing is a convenient way for businesses to offer access to affordable financing options for mid to high dollar purchases when a service/goods are being scheduled/purchased.
Some programs can be offered on a no-credit-check basis and some will require traditional consumer underwriting. This usually depends on the amount being financed, with larger-dollar purchases requiring a hard credit check in order to finalize approval.
All prequalified offers presented through FinMkt's point of sale financing platform are presented without affecting credit and a hard credit check only occurs when a borrower has accepted an offer.
FinMkt’s partners and clients include banks, credit unions, non-bank lenders, financing platforms, original equipment manufacturers (“OEMs”), home improvement companies, healthcare providers, and retail merchants.
Because FinMkt offers both a complete end-to-end financing platform and modularized options, every solution is uniquely and purposefully customized for each client, whether they are new to point of sale financing or industry veterans.
FinMkt’s platform is product agnostic. Our digital lending technology supports traditional installment loans, revolving lines of credit, same as cash deferred interest promotional offers, lease-to-own, virtual cards and no credit check split payment options.
FinMkt’s technology is omni-channel and vertical agnostic. We have developed custom solutions for home improvement, healthcare, retail and e-commerce. Wherever a purchase takes place, FinMkt’s consumer lending technology enables instant financing at the point of sale.
Single lender platforms only serve a fraction of consumers, leaving merchants with a less than ideal financing solution and a poor customer experience. By integrating multiple lenders into one seamless full credit spectrum consumer financing solution, merchants increase sales by providing more customers access to pay over time financing options at the point of sale.
Partners can configure lenders and products to their liking and even integrate their own financing products or lending partners. FinMkt can also tailor lenders and products to meet the needs of each partner through our pool of integrated lenders that includes banks, credit unions, alternative lenders, and our wholesale bank partners.
With API-driven technology and a rockstar team, FinMkt moves fast. Need a solution with a tight deadline, feel encumbered by legacy technology, or don’t even know where to start in accelerating a digital lending strategy? FinMkt can help every step of the way.
As consumer demand for digital financing options at the point of sale increases, lenders and merchants need to keep pace. FinMkt removes many pain points to accelerate the implementation of new or enhanced customized point of sale financing solutions.
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We look forward to chatting with you!